Investment Properties

I get a lot of questions from people who are concerned about insuring their investment properties. There are a lot of great policies out there for this specific need.
Most policies will allow you to choose an amount of coverage, if any, for personal property. This is important as not all properties are the same. Some people [...]

How to get the most Accurate Quote

Quoting is a very important part of your insurance buying process. This is how you know what you will be spending. There are several factors that go into quoting and this can have a major effect on your premium. It is very tempting to ask for a “ballpark” quote. This is a very quick way [...]

Reconstruction Cost

Attached are some great articles regarding reconstruction cost. These are especially helpful in todays market when rebuilding an existing home can cost more than to purchase it. This is good information to have when you are shopping for insurance or when you are going over your own renewal information.  
e2value-april-newsletter-why-replacement-costs-have-not-declined 
insurance-to-value 
pc-national-uw-article-cost-of-rebuilding-damaged-homes-rising 
msb-why-reconstruction-costs-more-than-new-construction

Karen Shanley
910.20.3676
shanlek1@nationwide.c

Health Insurance-Quotes for You!

Hello all,
Health Insurance and health care are always getting a lot of media attention. Unfortunately these are expensive necessities in our lives. I can send you a quick quote to see if you can save money. Just email me your name, DOB, whether or not you smoke, and your preferred email address. You can contact me at [...]

A Guide to Homeowners Insurance

I wanted to supply some information for everyone when purchasing homeowners insurance. A home is the largest investment that most people will make and you want to be sure you are protected. The following link is a consumers guide to Homeowners Insurance so you can make informed decisions when talking to your agent.
http://www.ncdoi.com/consumer/consumer_publications/homeowners%20insurance/consumer%20guide%20to%20homeowners%20insurance.pdf
I hope you all [...]

Please adopt me!! I am the cutest kitten ever!

 I was left in the bushes at Walmart, my friends are calling me Wally. I am still being fed by a bottle because I am so little and loving. Please give me a home.
 
Wally is a very sweet, loving cat that needs a good home. If you are interested or know of anybody please call [...]

Insurance Care Review

It is always a good time to review your insurance and make sure you are covered. Sometimes for people with invesment properties or multiple homes this can be a huge undertaking. If you are one of these people make sure you are reviewing your insurance each year. Changes happen and you need to be sure [...]

How Much Can a Flood Cost?

This time of year flooding is on everyone’s mind. Here is a website that can put flood costs in perspective. This site takes 2 seconds and you can determine for yourself the value of having flood insurance.
http://www.floodsmart.gov/floodsmart/flash/flood_my_house_external.swf
If you are in a preferred risk zone, flood insurance is only $348.00/year for $250,000 in coverage.

Karen Shanley
shanlek1@nationwide.com
910.465.9096
 
 
 

Storm Warnings

In the event of a named storm in our area we as agents have our binding authority suspended.
The Home Office Risk Management team monitors storm activity and makes recommendations for suspensions based on storm location, strength, direction and speed.
This is important to know if you have a closing coming up or feel you want to [...]

Life Insurance

This is just a quick note to remind everyone that I have several Life Products available to you. Life insurance can be very easy and inexpensive to obtain. I even have an instant issue option that would require no medical exams. Life insurance can be used to pay off your mortgage, pay final expenses, help [...]